Here are the attractive benefits of a Roth IRA Conversion.
- To pay income tax on the converted amount at a potentially lower rate this year and enjoy the INCOME-tax- FREE growth in the future;
- No RMD requirement during the life time of a taxpayer; 沒有強制提款法規要求
- The tax payer’s heirs could potentially enjoy income-tax-exempted Qualified Distribution and a certain extent of the income-tax-free growth benefits of the Roth IRA inheritance in the future.免稅增值好處可延給下一代